Budget Counseling: Are your bills late?... Creditors Calling?... Robbing Peter to Pay Paul?...Bouncing Checks?...CDACA counselors can help you put your financial life in order. Counseling can be done in person, by mail, telephone, or E-mail.

Debt Management: Are your payments more than you can afford? Is all your money going toward high interest rates? CDACA has a systematic, logical way of eliminating debt. Most payments and interest rates can be reduced. Find out more here

Education: 85% of adult Americans were not taught the basics of money management at home or in school. CDACA provides seminars for adults, students, and organizations to help increase money skills and deal with today's complex economy. Find out more here